Lydia Lariba Bawa ACII, LL.B, EMBA (Finance) is a Managing Partner at AP&L Consult and was prior to co-founding the firm, the Commissioner of Insurance in Ghana. She was appointed by H.E. President John Dramani Mahama and served in the role effective June 1, 2013 and continued to serve under H.E. Nana Addo Danquah Akuffo-Addo, until July 2017.
As Commissioner of Insurance, Miss Bawa (as she’s affectionately known within industry circles) transformed the insurance industry in Ghana overseeing the design and implementation of exacting policies that have left its operators more financially solvent. Her flagship achievement was the “No Premium No Cover” policy which other jurisdictions on the African Continent have been striving to emulate.
Miss Bawa gained chartered status as an Insurer in 1992 and is an Associate of the Chartered Institute of Insurance (UK). She was previously Chief Manager at State Insurance Company Limited as well as serving as the Area Manager in charge of the Northern Sector of Ghana. She began her career in insurance with State Insurance Company Limited as a young graduate in September 1982 after completing her National Service and has served the company diligently and loyally in various capacities for well over 30 years. She was once the Head of Motor Claims Department and served twice as the Tema Area Manager supervising the Tema, Ho, Koforidua, Akim Oda and Aflao offices. Miss Bawa had also headed several Departments such as Customer Service, Sales and Marketing, and Health Insurance.
Miss Bawa is a product of the University of Ghana, graduating with a BA (Hon) Degree in English and History in 1981. She then proceeded to the West Africa Insurance Institute in Liberia and was awarded a Diploma with distinction in 1984. She entered the Ghana School of Law in 1991 and was called to the Bar in 1995. In 2006, she obtained an EMBA (Finance) from the University of Ghana Business School. She has since 2000 been a visiting lecturer at the West Africa Insurance Institute in Banjul, The Gambia and at the Ghana Insurance College since its establishment in 2006.
Miss Bawa has been a member of several boards in Ghana, including as Legal Adviser to the National Catholic Laity Council and as Organising Secretary of the Catholic Lawyers Guild, Boards of the National Catholic Laity Council, the Federation of Women Lawyers (FIDA), the Metro Mass Transit Company Limited, and the Council for Technical Education and Training (COTVET). She is an also Executive member of the Brown Card Council of Bureau and a member of the Implementation Committee of the International Association of Insurance Supervisors (IAIS). She engineered the founding of the West African Insurance Supervisors Association (WAISA) in 2015.
